Compound

4.6 (218 reviews)
A+ Security

Algorithmic money market protocol enabling users to earn interest or borrow assets with autonomous interest rate determination.

$8.2B+
Total Supplied
12+
Markets
4.2%
Avg Supply APY
2018
Founded

Quick Overview

Protocol Type DeFi Lending
Founded 2018
Governance COMP Token
Security Audits Multiple
Algorithmic Rates ✓ Yes

Categories

Money Market
Algorithmic Interest
cToken System

About Compound

Compound is an algorithmic, autonomous interest rate protocol built for developers to unlock a universe of open financial applications. Users can earn interest on their crypto or use it as collateral to borrow other assets.

The protocol automatically adjusts interest rates based on supply and demand for each asset. When users supply assets, they receive cTokens in return, which continuously accrue interest and can be used as collateral.

Algorithmic Rates
cToken System
COMP Governance
Open Source

How cTokens Work

When you supply assets to Compound, you receive cTokens (e.g., cETH, cUSDC) that represent your claim on the underlying asset plus accrued interest.

Supply Assets

  • • Deposit supported assets
  • • Receive cTokens in return
  • • Earn interest automatically
  • • Use as collateral

Borrow Assets

  • • Use cTokens as collateral
  • • Borrow up to collateral ratio
  • • Pay variable interest rates
  • • Maintain healthy positions

Supported Assets (12+)

WBTC
Bitcoin
Ξ
ETH
Ethereum
$
USDC
USD Coin
D
DAI
Dai Stablecoin

Current Rates

USDC
Supply APY
2.4%
ETH
Supply APY
1.8%
DAI
Supply APY
3.1%

Security Assessment

A+

Extensive auditing and battle-tested

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