Founded by the Winklevoss twins in 2014, Gemini is a regulated cryptocurrency exchange that prioritizes security, compliance, and user trust. Based in New York and licensed as a fiduciary, Gemini serves both retail and institutional clients.
First exchange to receive a New York BitLicense. Licensed as a fiduciary by the New York State Department of Financial Services.
SOC 2 Type 2 certified with hardware security modules and multi-party computation for wallet security.
Earn up to 3% back in crypto on every purchase with the world's first credit card that rewards in real-time crypto.
Earn up to 8.05% APY on your crypto holdings through Gemini's lending program.
| Feature | Gemini | Coinbase | Kraken |
|---|---|---|---|
| Trading Fees | 0.35-1.00% | 0.5-0.6% | 0.16-0.26% |
| Free Withdrawals | 10/month | Network fees | Varies |
| NY License | |||
| Credit Card |
Most popular in US
Similar focus on compliance and security. Higher fees but more user-friendly for beginners.
Advanced trading
Lower fees and more advanced features. Better for experienced traders and margin trading.
Highest volume
Much lower fees and more assets. Limited US availability but global market leader.
Real feedback from verified Gemini users across multiple review platforms
Based on 3,280+ reviews
Gemini receives praise for its security and regulatory compliance, though some users note higher fees compared to other exchanges.
"The security features are unmatched. I love the fact that it's regulated and the Gemini Credit Card rewards are fantastic. Perfect for long-term holding."
"Gemini Earn has been great for passive income. The 10 free withdrawals per month is a nice touch. Customer service is responsive and professional."
"As a New York resident, having a BitLicense gives me confidence. The interface is clean and professional. Perfect for institutional-level security needs."
"The fees are quite high compared to other exchanges. Limited selection of altcoins. Good for Bitcoin and Ethereum but wish they had more DeFi tokens."
"The mobile app could use some improvements. Trading interface feels basic compared to other platforms. Good for beginners though."
"Verification process took longer than expected. Would like to see more advanced trading features and better charting tools."
Compare Gemini with other regulated cryptocurrency exchanges and platforms
| Feature | Gemini | Coinbase | Kraken | Binance US |
|---|---|---|---|---|
| How CEP is funded | 0.35-1.00% | 0.5-0.6% | 0.16-0.26% | 0.1% |
| Supported Assets | 70+ | 200+ | 190+ | 150+ |
| NY BitLicense | ||||
| Free Withdrawals | 10/month | Network fees | Varies | Network fees |
| Credit Card Rewards | Up to 3% | Up to 4% | ||
| Advanced Trading | ||||
| Security Rating | A+ | A+ | A+ | A |
Most Popular in US
Advanced Trading
Lowest fees, highest volume
Comprehensive crypto platform
Bitcoin-only platform
Bottom Line: Gemini excels in security, regulation, and user trust. While fees are higher than some competitors, the peace of mind and additional features like free withdrawals and credit card rewards make it ideal for security-conscious investors.